ltllady08 asked:


My cousin and her husband bought a house a month ago. Last week her car died (it would have cost more to fix then what it was worth) so she ened up buying another car. With this all happening to her and her spouse, they will need to make her first mortgage payment due in October. She is looking to get a personal loan ( about $2000) to clear up some small money issues that arrived. Her credit score was at 655 and her husband’s is 559 last time I spoke with her. What are their chances of getting some type of help?

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Theandysullivan asked:


I think Im getting charged about 8.99% intrest on my credit card. What kind of interest would their be for a personal loan? Would that be worth it?

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Benjamin M asked:


I am in need of a personal loan. I have bad credit and a low credit score I do not want to go to a payday advance loan. My credit is not so good due to a divorce. I am a single mom of 3 and just looking for some help thank you

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Cheryl N asked:


I was recently approved for a $10,000 personal loan with North American General Financial. They asked for collateral/security before funding the loan. We sent them the “security” through Western Union (to Canada) to never see the proceeds of the loan. We have filed complaints with the local authorities and bbb, has anyone else been SCAMMED by this company?

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stellaalannah asked:


I’m looking for the strangest reasons that someone might need to take out money using a personal loan.
Maybe they want to make augmentations to their body!? Maybe they want to go on a Thai cookery course in Bangcok?

Anything a bit out of the ordinary.

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mel v asked:


All and all about R 10 000 in debt. Which way to go? On the personal loan you pay about R 2 000.00 extra.

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BabyBoy06 asked:


I need a small personal loan of $4,000-$5,000 — unfortunately, my credit is too new and the only thing on my credit is an account with my credit card company who i only had for the last 4-5 months. Even though they reported all my payments have been on time… my credit is still too new.

So I applied at American General, a loan company, and I took my mom to co-sign, unfortunately they still couldn’t get me approved because her score isn’t strong (I believe in the 570-580 range) so I am trying to find a place I can get a personal loan at to fix up my car so it run’s.

Honestly, its frustrating cause I have to wait 2 years for most of these places as they tell me to build up enough credit… but then they tell me to bring a co-signer, I do, and they STILL can’t get me one. My mom is my only source of co-signature… basically, where can I get me a personal loan with a co-signer with a score like my mom’s and be able to actually GET A LOAN!!!!?

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MS.B asked:


I have two credit cards that I owe 1600.00 on each. I was thinking about taking out a personal loan with Capitol One to pay off the cards and have one balance. How was your experience with them. Instead of the loan, should I just make monthly payments until both balances are paid off? I’m confused.
But why…do you feel the way that you do? What was your personal experience like?

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malaret2 asked:


I have a good paying steady job with the best job security(i’m in the Military). im in debt but only because i have all these bills in different places and not enoughf money to pay for all of them, if i had a personal loan for about $5,000-$8,000 i would be more then ok. My problem is that my credit got really bad(horible) and i have tried just about everyplace online to find a loan, at this point im kind of desperite, i would pay an extremly high inteset rate just to get a loan. Any ideas can anyone help?

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Ashy Lady asked:


I’ve pulled all three of my credit scores and they range from 522 to 596. I know that if and when I do get a personal loan, my intreast rate will be somewhat high. I just need some advice on where to start. Please HELP!

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