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Archive for March, 2009

 

Is student loan still tax deductable when refinancing a student loan with a personal loan?

Sunday, March 29th, 2009
Andrew M asked:


My daughter has two very high interest student loans. Her credit won’t let her do anything, but I can “refinance” it with me getting the loan using my credit. But is it still a “student” loan that she can deduct. She is making the payments and her name will be also on the loan (ironically, she will co-sign for me). This seems to be some gray area once the loan gets moved around. Just want to make sure the “chain of custody” still makes the new loan interest tax deductable. Hope this made sense and thanks for your help.

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Where can I apply for a personal loan with 1 year old bankruptcy?

Sunday, March 29th, 2009
pn1500 asked:


I filed Chp 7 bankruptcy last year, also discharged. I have 4 credit cards all have been paid on time. I have a car loan through Capital One ($18k) also never late. Where can I apply and receive a personal loan. No payday loans…tried that, done that! I have tried American General they told me I had to have 2 years of established credit after my bankruptcy, I only have 1 year! Citifinancial and Beneficial Denied. I also tried my local bank, Citibank…no Luck! Any serious suggestions?? I want to apply for at least $5k.
Can anyone provide specific loan companies?? Serious answers only please. I’m looking for answers, not jokes or personal opinions!
FOUND IT….I RECEIVED A $5K CASH LOAN ON THURSDAY, JUNE 22. WIRED DIRECTLY INTO MY ACCOUNT, WITH NO EARLY PREPAYMENT PENALTIES!!!

ANYONE WITH A BANKRUPTCY INTERESTED IN RECEIVING A PERSONAL LOAN. EMAIL ME FOR DETAILS…THIS COMPANY WAS GREAT!!!

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is there any bank that will give a person who claimed bankruptcy a small personal loan?

Saturday, March 28th, 2009
Kelly S asked:


I need a small personal loan of 2,000 dollars does anyone know of a bank that will finance me.
the only reason i claimed bankrupcty is for medical bills. I have never taken a loan except for a car which was paid off before the bankruptcy. I have never even had a credit card before.

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What loan company to use for a big personal loan?

Thursday, March 26th, 2009
mistakenlybashful asked:


Everything is on my name… the house, the truck, credit cards which my wife and I are wanting to pay off but since we fell behind a bit my credit score is very low. Hers on the other hand is 120 higher than mine. Her name is on one thing only - a small unsecured loan. Would we be able to get a nice personal loan on her name and with a nice interest rate?

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HELP! Can a private party put a lien against anothers home for a personal loan that was a VERBAL agreement?

Thursday, March 26th, 2009
Mystic R asked:


A friend of mine has had a falling out with another friend over money. Of course. The person loaned them money and the verbal agreement was that they would repay the personal loan when my friend sold his house. Now, the other party is stating that they are putting a lien against the home. Can someone do this? There was NO legally binding contract, nothing in writing and was only a verbal agreement that existed between the 2 parties. Can he really put a lien against thier home?

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where can i look for a personal loan from a bank that is no need for a guarantor as for i am a foreign worker?

Wednesday, March 25th, 2009
out of idea asked:


i work in Macau casino as a pit manager and i’m in debts with the loan shark.as for that i wish that i can find a personal loan so that i can clear the debts,as for i want to continue with my career here in Macau. i’ve been trying to ask for the bank for the personal loan but they said as for i am not the local resident ,i need to look for a guarantor. and now they are pushing me to an end of my life. i hope to find a bank which can approve my application for the loan.

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I was approved for a personal loan by Countrywide credit corp-has anyone ever heard of them and is it a scam?

Wednesday, March 25th, 2009
VEE C asked:


I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account within 24hours-Does this sound like a scam? Should I do this? they gave me a contract-is this legite?

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I need to take out a personal loan?

Tuesday, March 24th, 2009
Hitch asked:


I’m a college student that wants to take out a personal loan of $2500 for a 60 month period. I do not want to take out a student loan, because I do not need the $ for college, rather some personal expenses. With interest, my monthly payments would be roughly $50. Is there any reliable website where I can apply for this type of loan? Any other advice would be greatly appreciated as well.

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Are there any lenders out there that can give me a personal loan even with bad credit?

Tuesday, March 24th, 2009
angeleyes3908 asked:


am on social security disability and in need of a small personal loan to pay off some bills and try and clean up some of my credit. i am asking for 2500.00. Can anyone help please?

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where can i get a personal loan with bad credit in california?

Tuesday, March 24th, 2009
sweet_thing19782003 asked:


i am a widow mother of two and i need a $8000 personal loan really quick to fix my car cause my tranny went out. I will give you all the details i have no money to put up front but thanks to my kids dad my cradit is not good. I can and always will pay my monthly payments ontime. PLEASE PLEASE help me.

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