lil’ angel asked:


would it be wise of me to ask for a bit more money, so I can pay off the credit card, that way all of my payment would go towards the balance of the personal loan?
Or is that just a bad idea?

Caffeinated Content for WordPress

L-Train asked:


I’m not sure how this works or not but I am trying to get all my personal debt on one bill. I just bought my new condo a few months ago so there isn’t any equity there. My credit score is 700 and I have never been late on a bill in my life I’m just trying to make life a little bit easier with one bill. Any guidance would be much appreciated.
Does anyone have any good sources?

Caffeinated Content

bird asked:


My family got lost from doing business , I decide to use personal load and credit card which is wrong way to solve problem. Now I am in the situation of bankruptcy. 90K USD.

Caffeinated Content

bluewavesguy44 asked:


I have good credit. And I have a second person who may sign with me. I just don’t have a spare $25k lying around so I need a loan to get started.

Caffeinated Content

I am woman asked:


I have tried to get a loan with my bank and found out my credit rating was 550. I really only need about 2500.00 to get all my bills consolidated into one payment a month. Does anyone on here have any suggestions for me?
P.S. This would be an unsecured loan.

Caffeinated Content

sickpuppy91 asked:


i need a loan asap(personal) and now that the bailout is in effect how long should i wait, i have great credit and have borrowed before and payed way ahead of schedule.

Caffeinated Content for WordPress

Patrick M asked:


Evidently I’ll need to get a loan to pay for tuition since my parents have run out of funds to help with my tuition. What is best way to apply for a college loan that I can pay back once I graduate from college?

Caffeinated Content

jan h asked:


I have tried several companies about a home loan but they say 10,000 is too low. By the way this loan would be to purchase a mobile home.

Caffeinated Content

Me asked:


I have a credit score of 570ish and I want to get an unsecured personal loan to consolidate my credit cards into one payment….what are my options if i dont want to use a debt consolidation or settlement company
Are there any banks that anyone knows of that would approve me…i dont have a cosigner or a car or house to borrow against either.

Caffeinated Content for WordPress

redheadedstepchild asked:


Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?

I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still searching for another full-time job in addition to the 8-10 hours a day I already work.

Caffeinated Content