Comments on: Is there a financial institution that offers a low apr on personal loans. I have excellent credit. Loan of 13K http://www.personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k The best deals and information on Personal Loans Sun, 20 May 2012 19:09:57 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Ed Atun http://www.personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/comment-page-1#comment-425 Ed Atun Wed, 10 Dec 2008 13:16:40 +0000 http://personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/#comment-425 A personal loan is an unsecured loan. Most banks and credit unions will give you $1,000 unsecured. $2,000 if you have a car they can lien. The only way to get $13,000 is a home equity loan. You can apply at prosper.com (not my website) for a loan of $13,000. One person can loan you the whole thing or 130 people can each loan you $100. A personal loan is an unsecured loan. Most banks and credit unions will give you $1,000 unsecured. $2,000 if you have a car they can lien. The only way to get $13,000 is a home equity loan.
You can apply at prosper.com (not my website) for a loan of $13,000. One person can loan you the whole thing or 130 people can each loan you $100.

]]> By: billy bad ass http://www.personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/comment-page-1#comment-424 billy bad ass Sun, 07 Dec 2008 16:07:25 +0000 http://personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/#comment-424 You can definitly get a personal loan with your score. Not sure exactly where though. Bank Of America offers lines of credit but their fees are astronomical. One suggestion, you could go to a debt settlement company, if you dont mind taking the initial hit on your beacon score. You would be able to raise your score really fast and easily with your credit history. But they would settle that $10,000 to $5,500 and those programs dont have the long term effects. But you would need to have a reason like falling behind on payments to enroll (at least in reputable ones). I used to get rid of $15,000 in 1 yr. and my score went up after the program. You can definitly get a personal loan with your score. Not sure exactly where though. Bank Of America offers lines of credit but their fees are astronomical. One suggestion, you could go to a debt settlement company, if you dont mind taking the initial hit on your beacon score. You would be able to raise your score really fast and easily with your credit history. But they would settle that $10,000 to $5,500 and those programs dont have the long term effects. But you would need to have a reason like falling behind on payments to enroll (at least in reputable ones). I used to get rid of $15,000 in 1 yr. and my score went up after the program.

]]> By: Sharon T http://www.personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/comment-page-1#comment-423 Sharon T Sun, 07 Dec 2008 09:12:36 +0000 http://personal--loans-blog.com/personal-finance/is-there-a-financial-institution-that-offers-a-low-apr-on-personal-loans-i-have-excellent-credit-loan-of-13k/#comment-423 Try a credit union if you have access to one. Otherwise, try a local bank. Go in and make personal contact either way. If you have some security to offer, that may help lower the rate. 10% isn't that bad on an unsecured loan. Try a credit union if you have access to one. Otherwise, try a local bank. Go in and make personal contact either way.

If you have some security to offer, that may help lower the rate. 10% isn’t that bad on an unsecured loan.

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