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any suggestions for getting a personal loan when you have not so perfect credit?

hurlesscott asked:


i need to find out how to get a personal loan to pay off my bills

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2 Responses to “any suggestions for getting a personal loan when you have not so perfect credit?”

  1. stew Says:

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    if you own a car you could use your title as collateral

  2. Scam hater Says:

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    Please take care - there are scammers on Y!A who actively seek out questions like yours and then offer loans but are scammers

    Here are some tips for determining whether a loan is legitimate or a scam:
    1) They don’t use a free email address (yahoo, gmail, hotmail, etc)
    2) They have a secure website you can go to to fill out their application (and no excuses about it being down at the moment)
    3) They don’t require ANY fees upfront (regardless of whatever excuse they use). Any fees will come out of proceeds of the loan (scammers want their fees via Western Union or Moneygram)
    4) They have a REAL address (check it in the yellow pages) you can send mail to
    5) They have a REAL phone number, not a cell phone

    Often if you click on their profile you will find it is created in the last 24 hours - why? Because they are reported, profile closed down, but they simply create a new profile and start up again

    Save yourself another headache and avoid them like the plague. The one from Lucky C (Rev. Peter White) above my post is a prime example of what I mean…. do not go anywhere near it.

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