If you are member of a credit union, try that. They may be more understanding.

Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Today searching has become much simpler, thanks to the power of information technology. You may get a personal loan here,

The selection of the most appropriate lender is not that easy a task. Though made simpler through information technology, ones mental faculties are the best resort in the selection process. Lenders generally promise many features along with the loan.

The biggest obstacles you are going to run into are these:

1. The length of time since you declared bankruptcy (be careful with this. If it has been less than a year try to find another way because this can cause you problems).

2. Interest rates where ever you go for at least the first 3 years afterwords are going to be high.

3. The lending market is a little gun shy right now.

Since I don’t know exactly where you are, I can suggest a few companies that I have dealt with, but I would suggest checking them out on your own (what works for one may not work for all):

1. Omni Loans
2. Pioneer Lending
3. American General

If you make a decent pay, I would suggest checking out your bank or your local credit union first.

Not much going on right now in the ‘personal loan’ sector…
talk to your bank… maybe they would be willing to help.

Be careful… any questions like yours will bring out the vultures…
If you choose to follow any links on your “answers” make sure to run a google search on the company and check out Rippoffreport.com to see whether any complaints have been logged against the company that offers personal loans…

Good Luck.. I know this is not what you wanted to hear but at least be careful with any online banking or loan deal.