There used to be a time when it was very difficult and perhaps even impossible to get a personal loan if one had bad credit. Many people think that still holds true todayBut what more and more lenders are starting to realize is that bad credit does not occur for the same reasons across the board.

Honestly I don’t believe no one will give you a loan ~ you’re high risk like myself (my score is 622!!!)

It’s unlikely you’ll get anything without offering some sort of security. Perhaps a car you can put up as collateral?

You can also try which is sort of an ebay for lending. They will do a credit check, but at least you can tell your story about what you need the money for, and individual lenders can loan to you, or not.