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	<title>Comments on: How do I get a personal loan for $35-40,000 to pay off some bills and home repairs with bad credit?</title>
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	<pubDate>Sat, 11 Feb 2012 06:19:49 +0000</pubDate>
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		<title>By: BadCreditGuru</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1714</link>
		<dc:creator>BadCreditGuru</dc:creator>
		<pubDate>Mon, 28 Sep 2009 13:09:01 +0000</pubDate>
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		<description>&lt;a href="http://kansieo.com/members"&gt;Caffeinated Content for WordPress&lt;/a&gt;


You can get FREE, no-obligation application is fast and easy! ALL Applications are instantly accepted for review!

Loans one day out of bankruptcy 7 &#038; 13

Foreclosures

Late Payments

Judgments

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approval is fast by visiting</description>
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<p>You can get FREE, no-obligation application is fast and easy! ALL Applications are instantly accepted for review!</p>
<p>Loans one day out of bankruptcy 7 &#038; 13</p>
<p>Foreclosures</p>
<p>Late Payments</p>
<p>Judgments</p>
<p>Collection Accounts</p>
<p>approval is fast by visiting</p>
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		<title>By: Paul</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1713</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Sun, 27 Sep 2009 23:12:42 +0000</pubDate>
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I found a solution that worked for me. It might work for you too.

I had some pretty serious credit problems…some were not my fault and, I guess, a few were. I listened to the so-called “experts” who said they could fix my credit report and I spent money I didn’t have. I didn’t have any luck trying to get my credit report fixed. 

I remember paying for the services that these Credit Repair Companies had to offer. The companies told me that they could have negative items removed from my credit reports without any problem, Yeah, right. This did not happen at all. Most of the companies wanted to charge me a set up fee anywhere from $39 to $299 for their services. Not only did they charge this set up fee, most of them also wanted to charge me from $29 to $49 monthly while they “attempted” to repair my credit report. These companies offered no guarantee that their services would actually work and, believe me, they didn’t.

I was about ready to give up when I found a lady who had been through the same thing and who had found a solution. She figured out how get all the negative items removed from her credit report within 3 months without paying anyone a penny. She developed a fast, easy, step-by-step process that she guarantees will work for everyone. She sells the complete plan with all the help and instructions for $47.00.

I know what you are thinking…”another $47 down the drain,” and that’s kind of what I was thinking too. But, I figured that since she offers a 100% money back guarantee I had nothing to lose.

Well, I tried it and it was amazing. I got all of the negative items removed from my credit report and my credit score went from 553 to 715 in only 3 months. All I can say is that it worked great for me. I suggest you check it out. You can always get your money back if it doesn’t work for you. If it works even half as well for you as it did for me you will never even think about asking for a refund.

The information is on this site:</description>
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<p>I found a solution that worked for me. It might work for you too.</p>
<p>I had some pretty serious credit problems…some were not my fault and, I guess, a few were. I listened to the so-called “experts” who said they could fix my credit report and I spent money I didn’t have. I didn’t have any luck trying to get my credit report fixed. </p>
<p>I remember paying for the services that these Credit Repair Companies had to offer. The companies told me that they could have negative items removed from my credit reports without any problem, Yeah, right. This did not happen at all. Most of the companies wanted to charge me a set up fee anywhere from $39 to $299 for their services. Not only did they charge this set up fee, most of them also wanted to charge me from $29 to $49 monthly while they “attempted” to repair my credit report. These companies offered no guarantee that their services would actually work and, believe me, they didn’t.</p>
<p>I was about ready to give up when I found a lady who had been through the same thing and who had found a solution. She figured out how get all the negative items removed from her credit report within 3 months without paying anyone a penny. She developed a fast, easy, step-by-step process that she guarantees will work for everyone. She sells the complete plan with all the help and instructions for $47.00.</p>
<p>I know what you are thinking…”another $47 down the drain,” and that’s kind of what I was thinking too. But, I figured that since she offers a 100% money back guarantee I had nothing to lose.</p>
<p>Well, I tried it and it was amazing. I got all of the negative items removed from my credit report and my credit score went from 553 to 715 in only 3 months. All I can say is that it worked great for me. I suggest you check it out. You can always get your money back if it doesn’t work for you. If it works even half as well for you as it did for me you will never even think about asking for a refund.</p>
<p>The information is on this site:</p>
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		<title>By: Dutch Master</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1712</link>
		<dc:creator>Dutch Master</dc:creator>
		<pubDate>Fri, 25 Sep 2009 01:52:40 +0000</pubDate>
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YOURCHANCES ARE ZERO , NONE , NYET , NONE AND GOOSE EGG.BAD CREDIT COMES BACK TO HAUNT PEOPLE AND THIS IS ANOTHER CLASSIC CASE FOLKS .</description>
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<p>YOURCHANCES ARE ZERO , NONE , NYET , NONE AND GOOSE EGG.BAD CREDIT COMES BACK TO HAUNT PEOPLE AND THIS IS ANOTHER CLASSIC CASE FOLKS .</p>
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		<title>By: STACIANNA</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1711</link>
		<dc:creator>STACIANNA</dc:creator>
		<pubDate>Thu, 24 Sep 2009 01:31:15 +0000</pubDate>
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There are many loan products out there to assist you with your situation, but that is not the quick fix.  I agree that you need to speak to someone regarding budgeting your money and set some financial goals so that you don't get yourself into this situation again.  The loan is a good idea, but you need to be careful not to over extend your position with the house as well.  Did you put any money down when you bought the house.  What is the current appraised value?  Can you benefit from the appraised value at this time?  (Meaning has it been at least 6 months since you closed)  Are you in a market that real estate value are increasing greatly or stagnant?  Also, what do you mean by "bad credit"?  Are you not paying your bills on time?  Have you been late on the house?  Many sub-prime companies will do the loan even with some dings on your pay history, but good mortgage pay history is a must with equity loans.  They will even go up to 125% of LTV, but only if it improves your bottom line commitment with your monthly bills significantly.  Take your time, do some research, and evaluate your spending habits.  Don't rush into a decision.  There are lots of questions you need to be asking a lending professional as well as yourself so write these down.  As I said, this is not a quick fix.</description>
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<p>There are many loan products out there to assist you with your situation, but that is not the quick fix.  I agree that you need to speak to someone regarding budgeting your money and set some financial goals so that you don&#8217;t get yourself into this situation again.  The loan is a good idea, but you need to be careful not to over extend your position with the house as well.  Did you put any money down when you bought the house.  What is the current appraised value?  Can you benefit from the appraised value at this time?  (Meaning has it been at least 6 months since you closed)  Are you in a market that real estate value are increasing greatly or stagnant?  Also, what do you mean by &#8220;bad credit&#8221;?  Are you not paying your bills on time?  Have you been late on the house?  Many sub-prime companies will do the loan even with some dings on your pay history, but good mortgage pay history is a must with equity loans.  They will even go up to 125% of LTV, but only if it improves your bottom line commitment with your monthly bills significantly.  Take your time, do some research, and evaluate your spending habits.  Don&#8217;t rush into a decision.  There are lots of questions you need to be asking a lending professional as well as yourself so write these down.  As I said, this is not a quick fix.</p>
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		<title>By: Michael W</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1710</link>
		<dc:creator>Michael W</dc:creator>
		<pubDate>Thu, 24 Sep 2009 00:01:10 +0000</pubDate>
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It's been said before, but unless your "bills" are credit card debt you're in trouble. It's very hard to borrow your way out of debt.

If your "bills" are charging you interest, consolidate them into one "bill" with the lowest interest rate and work (very hard) to pay it off.

Good luck.</description>
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<p>It&#8217;s been said before, but unless your &#8220;bills&#8221; are credit card debt you&#8217;re in trouble. It&#8217;s very hard to borrow your way out of debt.</p>
<p>If your &#8220;bills&#8221; are charging you interest, consolidate them into one &#8220;bill&#8221; with the lowest interest rate and work (very hard) to pay it off.</p>
<p>Good luck.</p>
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		<title>By: Stuart</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1709</link>
		<dc:creator>Stuart</dc:creator>
		<pubDate>Wed, 23 Sep 2009 13:25:49 +0000</pubDate>
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Look. You owe money. You have bad credit. You are apparently having difficulty paying your current bills. 

As a lender, I'm thinking, "Hm. What's the liklihood that I'd get my money back, even if I wasn't worried about making some profit.?" 

Considering that you have demonstrated that you don't pay your debts on time...or at all (not sure how bad your credit is), and considering that you are planning to use a structure in need of repair as equity, my gut feeling is that you're in way too deep. 

My response to a loan request from an applicant like you would be no. I'd be interested in discussing entering into a financial arrangement with you after you've cleared your current obligations, and have demonstrated a steady pace of financial responsibility. Until then...no.</description>
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<p>Look. You owe money. You have bad credit. You are apparently having difficulty paying your current bills. </p>
<p>As a lender, I&#8217;m thinking, &#8220;Hm. What&#8217;s the liklihood that I&#8217;d get my money back, even if I wasn&#8217;t worried about making some profit.?&#8221; </p>
<p>Considering that you have demonstrated that you don&#8217;t pay your debts on time&#8230;or at all (not sure how bad your credit is), and considering that you are planning to use a structure in need of repair as equity, my gut feeling is that you&#8217;re in way too deep. </p>
<p>My response to a loan request from an applicant like you would be no. I&#8217;d be interested in discussing entering into a financial arrangement with you after you&#8217;ve cleared your current obligations, and have demonstrated a steady pace of financial responsibility. Until then&#8230;no.</p>
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		<title>By: Sweet one</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1708</link>
		<dc:creator>Sweet one</dc:creator>
		<pubDate>Sun, 20 Sep 2009 19:53:56 +0000</pubDate>
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Go visit this site

This sites send you to places where you can get help with grants and stuff.  Its free you just have to put in personal info.
They guide you to places like help with mortgage for first time home buyers and stuff like that.  Its about that time that the grant money should be coming in too.  I hope it help you.</description>
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<p>Go visit this site</p>
<p>This sites send you to places where you can get help with grants and stuff.  Its free you just have to put in personal info.<br />
They guide you to places like help with mortgage for first time home buyers and stuff like that.  Its about that time that the grant money should be coming in too.  I hope it help you.</p>
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		<title>By: callaudrey2pray@sbcglobal.net</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1707</link>
		<dc:creator>callaudrey2pray@sbcglobal.net</dc:creator>
		<pubDate>Sun, 20 Sep 2009 07:49:00 +0000</pubDate>
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It can be done if you have equity and a co signer. Be very care full with offers from people who want you to send them up front money and promise to put the money in your account in a short period of time. The ck they give you is bogus and they won;t return your upfront money</description>
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<p>It can be done if you have equity and a co signer. Be very care full with offers from people who want you to send them up front money and promise to put the money in your account in a short period of time. The ck they give you is bogus and they won;t return your upfront money</p>
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		<title>By: TJMiler</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1706</link>
		<dc:creator>TJMiler</dc:creator>
		<pubDate>Sun, 20 Sep 2009 07:18:22 +0000</pubDate>
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You could try refinancing.  You can often get extra money to help with home repairs that way.  Try United Financial Mortgage.</description>
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<p>You could try refinancing.  You can often get extra money to help with home repairs that way.  Try United Financial Mortgage.</p>
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		<title>By: s t</title>
		<link>http://www.personal--loans-blog.com/personal-loans/how-do-i-get-a-personal-loan-for-35-40000-to-pay-off-some-bills-and-home-repairs-with-bad-credit/comment-page-1#comment-1705</link>
		<dc:creator>s t</dc:creator>
		<pubDate>Thu, 17 Sep 2009 00:30:22 +0000</pubDate>
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this is difficult.very difficult -- no. one try to rent part of the house so you can create some cash flow i.e. more income. a lender would like to see that you have the means to re-pay. otherwise a second mortgage on the house is an option. higher interest rate. last but least...a reverse mortgage if you can do that...they will buy the first
mortgage from you and give you some money if you are 60 or 65 over..hope it helps. good. luck</description>
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<p>this is difficult.very difficult &#8212; no. one try to rent part of the house so you can create some cash flow i.e. more income. a lender would like to see that you have the means to re-pay. otherwise a second mortgage on the house is an option. higher interest rate. last but least&#8230;a reverse mortgage if you can do that&#8230;they will buy the first<br />
mortgage from you and give you some money if you are 60 or 65 over..hope it helps. good. luck</p>
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