How do I get a Personal Loan for bad credit. I’ve searched & searched & get turned down?
Mary asked:
I’m trying to get a personal loan for an emergency. None of my accts are past due but my credit score is low because I have too many small limit credit cards that are maxed out. I’ve searched online but keep getting declined. Does anyone know who will give me a personal loan? I have a steady income.
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I’m trying to get a personal loan for an emergency. None of my accts are past due but my credit score is low because I have too many small limit credit cards that are maxed out. I’ve searched online but keep getting declined. Does anyone know who will give me a personal loan? I have a steady income.
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Tags: Credit Cards, Credit Score, Personal Credit
July 23rd, 2009 at 12:16 pm
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On here all you are going to are con artists looking to rip you off. If you have tried many places and gotten turned down, youre only other option is to go to a family member.
July 24th, 2009 at 7:06 pm
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I know how you feel, and to be honest you probably won’t find someone who will. But just to let you know, everytime you apply for a loan and they pull your credit report, your credit score goes down a little bit.
July 27th, 2009 at 1:05 pm
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If your credit score is above 520, you could try prosper.com.
July 30th, 2009 at 11:47 pm
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Every time you ask for a loan it pulls your scores even lower because or credit pull. If your credit is bad, you are going to start producing collaterals. The best way to get a loan is sell something of yours.
August 2nd, 2009 at 5:02 am
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Honey the reason you are getting turned down is beause you HAVE bad credit.
You do understand that the credit scoring system is there to to alert lenders that soneone is maxed out or not paying their bills etc.
If you can’t payothers, why should some other lender give ou more mone to put you more in debt?
I know that you said that htis is for an emergency, but that is why it is so important to take care of your credit an dpay your bills, so that in an emergency you can get a loan.
You will be hard pressed to find anyone to help you, but you might try cashcall.com. Super high interest rates, like 99.9%.
I fyou borrow $2600 you will pay about $220 per month for 48 months. That will be a total payment of $10560, jst to borrow $2600!!!
Stay away form these places, get you credit cards paid off and close all but 2 of them. Things willg et better.
August 2nd, 2009 at 8:48 pm
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There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
August 5th, 2009 at 5:09 am
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Oh ok… I got this for you…
better check on it… Im pretty sure you’ll discover something
August 7th, 2009 at 3:11 pm
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If you have a bad credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with bad credit score.Check out link for details.