I was approved for a personal loan by Countrywide credit corp-has anyone ever heard of them and is it a scam?
VEE C asked:
I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account within 24hours-Does this sound like a scam? Should I do this? they gave me a contract-is this legite?
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I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account within 24hours-Does this sound like a scam? Should I do this? they gave me a contract-is this legite?
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Tags: 24hours, Security Deposit, Western Union
March 26th, 2009 at 12:01 am
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SCAM SCAM SCAM SCAM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
March 28th, 2009 at 7:01 am
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That definitely sounds like a scam. That’s sounds more like you giving them money, then them giving you a loan.
March 28th, 2009 at 12:23 pm
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A definite scam!
March 31st, 2009 at 5:54 pm
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if you didn’t apply for the loan it has to be a scam
April 4th, 2009 at 5:40 am
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The real Countrywide is one of the largest lenders in the country, but they would NEVER ask you to Western Union any money to them.
Someone is perpetrating fraud. At a minimum, throw it away. If you’re in the mood, save the stuff and contact the consumer fraud division in your state’s Attorney General office (you can look this up - I can’t help you because I don’t know what state you live in).
If it was a phone call, and you have caller ID, write down the number, date, and time, and contact the AG’s office.
But for goodness sake’s, don’t wire them a penny.
April 4th, 2009 at 6:02 am
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People must ask this same question 2,000 times a day.
IF YOU ARE BEING ASKED TO PAY ANYTHING UP FRONT, IT IS A SCAM.
There is no such thing as a “security deposit” on a loan. They are not going to “put” anything at all in your “account”.
If you gave them your banking details, I suggest you close that account immediately because they will empty it.
You never ever have to pay money up front in order to obtain a loan.
April 5th, 2009 at 3:13 am
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Scam, go to countrywides web site and please call there 1800 # expain to them some CON is using there name for a scam. Carma will be rewarded to you, it will help other folks in the future
April 6th, 2009 at 2:01 am
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My sister was just approved for a loan with the same group and previously was referred by her friend and everything went as said.
April 9th, 2009 at 6:08 am
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It sounds like a scam to me. Never send money to anyone that you are not sure of. Countrywide is a real legit company, but 1300.00 down on a personal loan… i don’t know about that. I did not know that you put money down on a personal loan. A mortgage loan yes. Be careful! Someone could be using Countrywides name.
April 9th, 2009 at 9:41 am
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I have heard of Nationwide, but not a Countrywide. You should check it out to make sure it is legitimate before sending any money. Read over that contract over and over if you want, but definitely have them checked.