it won’t matter, as personal loans have high interest rates
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hmm, let me see if the NHBS Team I gotten assistance from just months ago can help you with that, you might want to vsit them

hope all be well soon

have a super day=)

Sometimes it makes sense to do a HELOC, sometimes it doesn’t. Look at the whole picture and figure out which one makes most sense for you right now…I have a little experience with this stuff. If you have too much debt, you may not qualify for a note loan…kindof a catch 22, eh. if your credit is good, do a fixed rate 2nd instead of a heloc.

There are not too many companys willing to give you a personal loan for this amount. If you get a Heloc you can write off the interest. My choice is a HELOC …..

I believe that the personal loan will have a much higher interest rate than your equity line would. Call your bank & get the rates for each & then decide

Robbing Peter to pay Paul is not the answer. Reduce your spending, make a budget, stick to it and save money. Get a part time second job if you have to.

You need to save more and spend less thats the way to get out of debt Bud.