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Some loans work with that situation, the only way to know for sure is to make sure your income is enough for the loan, the debt to income ratio is what I would be concerned about.

Some lenders are more flexible than other when it comes to cosigner deals. It also depends on what you are trying to buy.

Either way I would expect a high rate, the cosigner may be able to help you get what you are looking for but you would still be responsible for the loan and the rate would be primarily based on your credit.

Also, with just SSI income, that isn’t a very strong and stable source of income. I would venture to say it will probably be pretty tough to get approved (if you are buying a car you may need to put a good amount of money down - this makes a deal look more attractive to a bank. When you are financing less than the value of the car the risk level is less therefor they may be willing to take a chance on you.)