Hi There! I Got This For Your… As Always, Its Always Better That You Get The Info Firsthand. So Check It Out Yourself, Im Pretty Sure You’ll Discover Something…

may be you ned a co-signer, but a small loan consolidation with low interest is the best I found interesting information about your answer & options here. luck!

Hi.
This site is well recommended for bad credit loans:

Slim to none to get a loan of that much with poor credit rating. Especially these days.

If you make enough to pay the loan back then you should be able to pay more on your cards. Call the card companies and negotiate a lower interest rate.

Go to a local non-profit credit counselling place and see if they can help you.

Get a 2nd job. Sell your plasma to earn extra money. Cut out all unnecessary items in your life and put that money towards paying down your debt.

I don’t know if a personal loan would be what you would need. Maybe a debt consolidation type of loan would be better.
Have you tried calling your credit card companies and asked them to maybe set up a payment arrangement so they would lower the interest rates for like 6 months to help you pay down the debt. I had a Citicard and they did this with me and they charged zero interest while I paid the debt but i also wasn’t able to use the card while this arrangement was happening.

With bad credit it would be hard to get a loan, but more importantly you would need collateral to get a loan of that size. Most banks will not willingly issue an unsecured loan, particularly if your credit is not that good.

It’s hard to imagine anyone giving you a personal loan of that amount.

I’d instead reccommend goign to a non-profit organization who will help you consolidate those credit cards and get them paid off.