What are the requirements for getting an $8000 personal loan?
CSG asked:
I’m going to be out of college soon and have limited (but good) credit. I’ve had a credit card for almost 2 years, never had a late payment, and been a member of my bank for more than 10 years. My job history is steady as well. The only drawbacks are that I’m young (23), and my credit history only goes back 2 years. Do you think it’s possible to get a loan this high from my bank? Is there anything I should do first to improve my chances?
Experienced advice would be extremely helpful and appreciated.
I’m going to be out of college soon and have limited (but good) credit. I’ve had a credit card for almost 2 years, never had a late payment, and been a member of my bank for more than 10 years. My job history is steady as well. The only drawbacks are that I’m young (23), and my credit history only goes back 2 years. Do you think it’s possible to get a loan this high from my bank? Is there anything I should do first to improve my chances?
Experienced advice would be extremely helpful and appreciated.
Please don’t tell me something like “uh idk i’ve never been to a bank lol.”
Tags: Credit Card, Credit History, Job