Jennifer K asked:


I am in a pretty bad credit situation. I got an auto loan 3 years ago with the help of a cosigner. I have made every payment on time. Now my loan is up and I would like to get a personal loan of 5,000 dollars. I still have the same things on my credit report as 3 years ago. Do you think the bank would give me a loan without a cosigner? Even though I have bad credit wouldn’t I be considered credit worthy with them? Thanks for any help.

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