Brandi asked:


I am looking for a small loan $1000 - $1500, to help cover student expenses like books. My credit is not stellar and I’d rather not get a credit card, I already have too many. I know there are these kinds of loans out there - does anyone know of any good ones? Thanks!

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CSG asked:


I’m going to be out of college soon and have limited (but good) credit. I’ve had a credit card for almost 2 years, never had a late payment, and been a member of my bank for more than 10 years. My job history is steady as well. The only drawbacks are that I’m young (23), and my credit history only goes back 2 years. Do you think it’s possible to get a loan this high from my bank? Is there anything I should do first to improve my chances?
Experienced advice would be extremely helpful and appreciated.

Please don’t tell me something like “uh idk i’ve never been to a bank lol.”

Thanks.

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theyoungone2005 asked:


I need a loan from the bank to pay off some debts right now (car insurance, credit card, etc.) Do banks offer personal loans like this? I’m a student right now and I don’t have a house or anything like that, thank you!

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C.M. asked:


I might need $5,000 to spend on a trip in the near future… Should I put it all on a credit card or should I take out a personal loan? What’s the lesser of two evils and which route will put the LEAST damage on my credit rating?
Thanks for the input, everyone!

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bodawg_118 asked:


I just graduated from college and had to pay for part of my last semester on a credit card. I have a good job but I need to pay it off. I dont have any asset to pledge. I have no other debt and good credit. Im making about 80k but, that alone is not enough to secure a loan. I dont want to mess up my credit at age 24 and only need a loan for about a year. Anyone have any suggestions?

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Kenny V asked:


I have a job and it has been 9 years since i had a credit card… and i was wondering which bank most likely will let me borrow $5000 for a personal loan??

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Disney Fan asked:


I was wondering if a loan through american general financing is worth it or putting in on a regular credit card with a 15.99 interest rate and paying more than half off each month

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Kelly S asked:


I need a small personal loan of 2,000 dollars does anyone know of a bank that will finance me.
the only reason i claimed bankrupcty is for medical bills. I have never taken a loan except for a car which was paid off before the bankruptcy. I have never even had a credit card before.

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Jason C asked:


I have been turned down by my bank, and citi finicial. Money mart will only do payday loans. I have a credit card, but it is maxed out. So if anybody knows a place (aside from the mofia) where they’ll give a personal loan to a bad credit person, please let me know. I need about 5 thousand.

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