adrianne M asked:


My husband and I have been trying to get a loan but the only two places that approved us turned out to be scam artists located in Canada. We’re in the USA.
This isnt to pay credit cards, we dont have credit card debt. And Im not getting a loan to purchase anything. It’s to pay off other bills that we are behind on.
We need at least 4 grand to be caught up and back on our feet. We have a bunch of payday loans that we got and they take the money right from my hubbys pay check. If we get them paid off and other bills caught up we wont have aprob paying back the loan but our credit is horrible and no one else will give us the time of day to explain our situation and prove we can repay.
We need at least 4 grand to be caught up and back on our feet. We have a bunch of payday loans that we got and they take the money right from my hubbys pay check. If we get them paid off and other bills caught up we wont have aprob paying back the loan but our credit is horrible and no one else will give us the time of day to explain our situation and prove we can repay.

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Mary asked:


I’m trying to get a personal loan for an emergency. None of my accts are past due but my credit score is low because I have too many small limit credit cards that are maxed out. I’ve searched online but keep getting declined. Does anyone know who will give me a personal loan? I have a steady income.

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Christopher B asked:


I currently have two credit cards (#1 - $1569.94(14.99%), #2 - $4,153.37(15.99%)) I’m having no problems paying them down, even though it is going down quite slowly. I am usually paying the interest on each plus an additional fifty. Should I take out a personal loan to pay them off then just pay that? My credit score is around 690.

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Wendy asked:


Just paid the car this year. Have debt credit card loan is better than trying to pay off credit cards? The bank said loan has to be insured. No equity in the home, good credit account. What you would do?

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N227 asked:


Well I went to my local MCU bank today and opened an account and I also applied for a 2500 personal loan. I just recently started a new job and my FICO score is 623 the other scores are much lower. I have 2 credit cards and they are fairly close to the limit. What are the odds of me getting approved. Are they really harsh or will they give it to me at a high interest rate?

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Natalie M asked:


I have about $6000 in credit cards and two car loans that equal $36,000. I would like to refinance my car loans and pay off my credit cards. Do you think anyone would give me a personal loan with a recent foreclosure on my credit?

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Laura asked:


My friend was discharged some 4 years ago. Is it possible for her to take a personal loan? Will getting rid of credit cards be feasible or a bad idea?

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Donna M asked:


I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.

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