Sorceress asked:


I get approved for a personal loan for $ 6000. However, it 's not enough money. I want to buy a new car and I have opted for more but I just want to see if I could even get approved for that amount of money. The bank I ran into the bank I 'VE AIDS by 5 years. and have a good credit account 710. However, do not have a house and I do about 25,000 a year. I want a personal loan of 15000 but I doubt it 'll happen on. I don 't want to waste my time and apply for it if I won' t get approved. What should I do? Should I just talk to bank staff? I can afford the loan but I 'm not sure if they' d approved. I have very little debt as well. Also, the reason I'm getting a personal loan instead of a car loan is because the insurance would be out of this world if the insurance company knew it had a loan out to the car. Require full coverage and I can 't is produced. BTW I have ninguÌ? No cover live pay rent mama no insurance pay phone-mom None of the accounts just an account of the credit card of the minor Bux 300

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*GlensBayB* asked:


I am going to be starting college. I won’t have time for a job. I will be taking out student loans. But I have a car payment and insurance. Is there any student loans that I can use that on? I’ll be in a two year school but for school wise I’ll need 6,000 tution a year but i’ll also need 10,000 extra a year to live on. So is there any student loans that will give me 10,000+6,000 a year?

Lorraine

SadieAnn_1917 asked:


I want to borrow some extra money for school (not a school loan). Is there any where I can go to find the best interest rates for a personal loan like they do for car insurance?

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Mike D! asked:


I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.

Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!

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