kamolahy asked:


I have about $10,000 in debt. I need to consolidate the loan, as my financial situation is now getting stable. It’s not stable enough for me to pay the collection companies a lump sum yet though.

My credit is bad enough to where a personal loan is not likely. I would like to consolidate it so I can have manageable payments and get on with my life and credit rebuilding.

I don’t think I have anyone I know who can cosign for me on a loan either. Any suggestions?

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