BabyBoy06 asked:


I need a small personal loan of $4,000-$5,000 — unfortunately, my credit is too new and the only thing on my credit is an account with my credit card company who i only had for the last 4-5 months. Even though they reported all my payments have been on time… my credit is still too new.

So I applied at American General, a loan company, and I took my mom to co-sign, unfortunately they still couldn’t get me approved because her score isn’t strong (I believe in the 570-580 range) so I am trying to find a place I can get a personal loan at to fix up my car so it run’s.

Honestly, its frustrating cause I have to wait 2 years for most of these places as they tell me to build up enough credit… but then they tell me to bring a co-signer, I do, and they STILL can’t get me one. My mom is my only source of co-signature… basically, where can I get me a personal loan with a co-signer with a score like my mom’s and be able to actually GET A LOAN!!!!?

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