mistakenlybashful asked:


Everything is on my name… the house, the truck, credit cards which my wife and I are wanting to pay off but since we fell behind a bit my credit score is very low. Hers on the other hand is 120 higher than mine. Her name is on one thing only - a small unsecured loan. Would we be able to get a nice personal loan on her name and with a nice interest rate?

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